Financial Freedom = Happiness

It’s not your salary that makes you rich,
it’s your spending habits..
Don’t let your fantasies speed-up your reality..
Bury your financial fantasies,
work hard, spend & invest wisely..
~ Charles A. Jaffe



Most people said, money isn’t important, or money does not buy happiness. How many times have you heard this? Lots of times, I am willing to bet!!! Many will argue that money is an object that, while making life a little easier, doesn’t or can’t buy happiness. My view is slightly different, and I think I’ve had enough “education” in this regard.

I mean, I do subscribe to the notion that money isn’t everything, but I also believe that it is a major, critical facet of life today. If we can take the need for money out of our life’s equation then we will be free to live life as it’s meant to be lived. But as long as it remains a means for survival, nobody can tell me money isn’t important or doesn’t create an immense amount of unhappiness and stress.

I mean, after pass the college and living in reality for few years, met a lot of people that having different socio-economic life, I realize that it’s not about “the money itself”, but the most important thing is the saving, or a sufficient continuous income. Because, our savings, believe it or not, affect the way we stand, the way we walk, and our self-confidence.

What I understand, the harsh truth is that, a man without savings is always running. He must take the first job offered. He sits nervously on life’s chairs because any small emergency throws him into the hands of others. Without savings, a man is often fearful of the present and the future. Being in a constant state of fear is a horrible way to live, right?



A man with savings can walk tall. He may appraise opportunities in a relaxed way, have time for judicious estimates and intelligent decisions. He need not be rushed by life’s problems or economic necessity.

Then, for sure the question is how much money do we really need? The answers to these questions depends on our lifestyle and what our material needs are. So, as the saying goes, the main goals are not the money, but to gain a financial freedom. Please note, It isn’t the same as being rich. Although people often confuse the two, they are completely separate goals.

So, how do you build it? Based on my experienced, the best way to achieve our financial goals is to have stable income, that comes from a good career, whether as employee or entrepeneur. And, our decision about what career path to take, should not be solely driven by money, however. Ideally, our career should involve work we find interesting and which we can identify with. Working just for a paycheck is to “have a job”, not a career..

Well, the answer is slightly different for everyone, maybe. But it’s an answer we should be seeking. For me, it’s just simple, financial freedom mean as not needing to worry about money. In simple words, financial freedom = Happiness.. 🙂


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4 Responses to Financial Freedom = Happiness

  1. Sarita says:

    A Magic Formula for Getting Rich
    The only one thing you need to remember: ” know the difference between assets and liabilities and buy assets”
    An Asset is something that puts money in your pocket and should generate income on a regular basis.
    A liability is something that takes money out of your pocket.
    This is all you need to know. If you want to be rich. Simply spend your life buying assets. If you want to be poor or middle class spend your life buying liabilities. It’s not knowing the difference that causes most of the financial struggle in the real world.

    • armetra says:

      Thank you for your comments, Sarita.. Appreciate it a lot..

      I agree with your opinion about those “different”.. But, my point is, It’s not about being “rich”, it’s mainly about the freedom to not worry about money, where I can have stable & continuous income.. 🙂

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